As you head back to school this fall, know that you're probably going to be faced with some unexpected expenses.  Even if you've spent the summer diligently stocking up on necessities, know that stuff comes up.

If you're moving into your first dorm or apartment , you may not realize that every move comes with two or three unanticipated and somewhat spendy Target® runs for things you forgot, or didn't even know you needed. Light bulbs, another electrical outlet strip, dish soap, tools to hang pictures … the list goes on. Plan to drop another $100 just for this stuff.

Once you get moved in, other expenses come up as well. Books may be a little pricier than you anticipated. And when you get to the bookstore, freshmen, you'll inevitably buy at least one new college T-shirt or sweatshirt. If you live off-campus, you'll likely need a bus or parking pass, and don't forget club/sorority/fraternity dues. If you're a sports fan, be sure to factor in your season ticket costs—and be glad you get the special student rate!

Individually, none of these expenses is a huge deal, but when you add them up, it can take a chunk out of your fall semester budget. If you haven't planned for expenses like these this year, keep track of all the little “extras” you get hit with this semester. You can use that list to make a better budget next fall.