College brings its own special kind of medical drama. And, no, I don't mean the Grey's Anatomy 
kind.
I mean the kind where close living quarters, stress and lack of sleep cause you to come dragging home at the end of the semester coughing, tired, feverish and in need of some chicken soup and sometimes a trip to the doctor's office. I call it "finals flu."
Or where you sprain your ankle playing pickup basketball with your buddies. Or need your wisdom teeth removed over winter break.
If you end up in the doctor's office at any time during college, and you think you're covered under your parent's insurance — have them double check.
I just recently learned that our health insurance company likes to be reminded every semester that my stepdaughter is still a college student. I found this out after receiving a bill from an end-of-semester trip to urgent care — it seemed awfully high, and I wondered why no insurance payment had been applied. Once I reminded them of her student status, they corrected the bill, and it was about half as much.
Parents, keep an eye on all your insurance coverage to make sure your student's status is up-to-date — especially since "finals flu" and wisdom teeth removal season is just around the corner.
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