In recent weeks, several colleges have followed Harvard University's lead  in reducing tuition costs for families below certain income levels. Student loans are being replaced with increased grants — most of these funded by the schools' endowments . Just yesterday, Yale University announced a similar initiative .

Sure, this is good news about college tuition and affordability — for some. But not all schools have such well-funded endowments or are in a position to make these kinds of sweeping financial aid changes. And as such, the majority of students are still struggling to afford their rising tuition.

So, tell me what you think: Are changes like the ones Harvard and Yale are making a step in the right direction for making education more affordable, even if they're just for a select group of students and families?