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June 09, 2008

Pop quiz

caroline

I know, I know, you thought school was out for summer Click here to learn about third-party website links, right? Well the other night, my stepdaughter called me with some basic questions about her credit card, and it got me thinking that there are probably lots of college students out there who don't know the details about their credit cards Click here to learn about third-party website links either.

Can you answer the following questions about your credit card?

  1. What is your credit card balance right now?

  2. What is the interest rate on your card? (not the introductory rate Click here to learn about third-party website links that lasted a few short months after you got the card, but the actual rate you pay if you carry a balance currently)

  3. What is the fee if you make a late payment?

If you can't answer these questions off the top of your head, it's time to get more familiar with your credit card — what you don't know can hurt you when it comes to credit! So, dig out that credit card bill and take a close look at it.

Got any questions about what things mean? Ask us!

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