It's payday today.
I always know when it's payday. It's the curse of a young professional with financial OCD (and usually a fairly low checking account balance).
A couple Fridays ago, Staci and I were heading out to enjoy some lunch together. I mentioned that I could go somewhere a bit more spendy since my cash flow wasn't as tight thanks to payday. To that, Staci responded, "Oh yeah, I forgot it's payday."
And with that response I mentally put a milestone on my financial roadmap. It's a bunch of financial accomplishments that I'm looking forward to reaching — like buying something at Nebraska Furniture Mart without financing.
The new milestone: Not knowing if it's a payday Friday.
When I reach that point, I'll know that my money isn't as tight and I won't worry as much about little things throwing a kink in my budget.
Reaching those financial milestones, even though they may seem tiny, can really boost your confidence in your financial future. If you're like me, hitting those places on your financial roadmap can be just the motivation you need to keep on truckin' toward the next goal.
What are your financial milestones? Paying off loans? Savings goals?
Yeah, I always know when Payday is. Fortunately, sometimes I know its coming and i think, "wow! its already Payday? I still have money. that's a first!" I think once I have paid off my student loans and reached my savings goal of having at least 6 months of an emergency fund to get by in case anything were ever to happens, that will be when i have achieved my financial milestone.
Not caring that it was payday, would be an amazing feeling. But until then... I'm still glad wells fargo has decided to pay us today! :)
Thanks for the OCD link! I always know when it's Friday too, but as I get my debt paid down, it seems more financially OCD-related than I-need-money-now-related.