It's October, my all-time favorite month! Golden leaves are falling, the air is crisp, and Halloween candy lines the shelves of every big-box store. Usually I'm breaking out the sweaters and baking up a storm, giddy with all autumn has to offer.

This year, though, the autumn mood feels far more somber. With the $700 billion Wall Street bailout plan  on everyone's minds, a lot of scary words have been thrown around:

Crippling financial crisis.
Unemployment.
Recession.
Depression.

So instead of enjoying the fall season, I'm watching my retirement account plummet and stressing about soon having to make two mortgage payments. That's right — two. Earlier in the year, I took a leap of faith and built a new home. Since then, the economy hasn't exactly cooperated. My current home hasn't sold yet, and my new home is scheduled to be finished in just a few short weeks. I'm not regretting the decision to build, but as I watch my assets fall and my debt rise, I am pretty worried about my finances.

If you're in college, the idea of retirement savings and two mortgages probably feels very far away, but I'll bet you have financial concerns of your own. Feel like telling us what they are?