Have yourself a frugal little Christmas

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Money is tight for nearly everyone this year — but if you think creatively, you can give some pretty cool holiday gifts without spending a whole lot.

I found a fun website Click here to learn about third-party website links that can help you organize your gift-giving process, and offers some cool ideas for "alternative" gifts as well.

A couple of my favorites that they suggested were a compilation CD or a special photo, enlarged and framed — both items are always inexpensive, but very personal and fun to get.

Use your imagination and you're bound to come up with something affordable, yet meaningful for a special loved one. My stepdaughter once made an updated version of a "World's Best Dad" plaque that she'd originally created when she was about five. The new version is really cute and very sentimental — it was definitely a hit with her dad. And it hardly cost her a thing.

If you don't see a lot of your extended family these days, try giving the gift of special time with you. Take your aunt pottery painting Click here to learn about third-party website links, or invite your uncle to a basketball game at your school after winter break is over. Wrap up a nice-looking coupon to open, and be sure to be specific about time and place, so you actually follow through.

There are other great ideas for I-O-U coupons on the site as well. Check it out and save yourself some cash.

Got any other ideas for cool, inexpensive gifts to give this holiday season? Share them with us!

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