Well, my summer internship at Wells Fargo has come to an end, and I'm headed back to college. With graduation just a year away, I am putting on my entrepreneur cap and creating a plan B just in case my bachelor's degree isn't enough to get me where I want to be given the current economic environment.
Last semester, I took a class in urban land economics. 
To my surprise, I developed an interest in Real Estate. Even though the housing market isn't doing so well right now, I am looking ahead to its future recovery and preparing for it by studying for my salesperson license. I mean, things have to get better eventually!
Meanwhile, my friend who just recently graduated is preparing for her CFA exam to be a Chartered Financial Analyst. Although this sounds strenuous on a summer afternoon, it really isn't so terrible when we motivate each other and meet at cafes for short study sessions.
Plus, summer is really the best time to try new things!
Another one of my friends is working hard creating a marketing plan for his company, 1-800-TAXI-USA , which he founded a few years back. Now he's getting partnership offers across the nation!Or, if you have an interest in medicine, you could consider getting certified as an Emergency Medical Technician (EMT). My friend got certified in just two weeks and is now taking full advantage of working at concerts. Getting to watch your favorite artists perform live (for free) while also being at the ready to save a life? Amazing!
These are all great ways to get ahead. I figured that even if I never end up using my Real Estate license, it's still practical knowledge to have — especially when I'm ready to buy a house!
In the meantime, let us know what sorts of things you envision when you put on your own entrepreneur cap. And remember: With some motivation and entrepreneurial spirit, you might just find a new and rewarding career!
Editor's note: Delenie has departed for her senior year at UC Berkeley. We thank her for the many conversations she has generated over the past three months, and we'll be stepping in to answer any questions for her going forward. Good luck, Delenie!
My school, texas tech, contracted with a bank called Higher One who issues easy refund debit cards. The bank is making interest revenues off of student debt, which is legal of course. The only problem is, this bank only provides three terminals on campus in a city of nearly 240,000. Thus, if you want to withdrawal from another atm, you will pay service fees. The only way to access cash is to drive to campus (Texas Tech is geographically the second largest campus in US)pay for parking, risk a ticket, etc., and walk half way across campus to then withdraw. I am a grad student and I dont live or eat on campus. Furthermore, I called today to try and request that I have a check mailed to me for that balance becuase I would like to put the money into an interest baring savings account of my own and they would not do it without chaarging me. They forwarded me then to a "supervisor" who after 25 minutes never answered the phone and they never answered. They eventually put me to a recorder to leave my name and number for them to call me back within 24-48 hours.
whats the hours of schooling i have to have to get this loan
Hi Wes – Here’s a frequently asked questions document provided by Texas Tech University that you may find helpful: http://www.depts.ttu.edu/parentrelations/resources/TTU%20FAQ's%20Higher%20One%20(2).pdf
It looks like there is an option for you to have your refund directly deposited into a different account if you wish. Also, there’s a question about additional ATMs that talks about off-campus locations. There is also contact information for the Student Business Services offices at Texas Tech at the end of the document if you want to voice your opinion to them.
keith – Would you clarify what loan you’re interested in? For most student loans, you would need to be attending school at least half-time.