Recently in Food Category

Earlier this week, the abundant sunshine in my kitchen reminded me to check on my seedling trays (I decided to save costs by growing my own food...well, some of it). So, I moseyed over and squealed with delight. My little seedlings have sprouted! Woot!

Soon-to-be tomatoes on the left, yet-to-make-an-appearance mint in the middle, and nonedible Shasta daisies on the right.Growing your own produce is a great way to go green Click here to learn about third-party website links (and save a little green, too). Getting some of your food from your backyard — or a pot on your balcony for that matter — means less food needs to be trucked from an outside location to your grocery store.

Just the other day I got some great tips on green gardening from the Sioux Falls Green Project Click here to learn about third-party website links, a project geared at educating the community on how to build a greener future. Here are a couple of the basics I learned:

  • Grow native plants. By growing plants that are already accustomed to the area, they'll need less fertilizer and water. Check with your local Cooperative Extension office Click here to learn about third-party website links for resources on what plants are native to the region.
  • Use compost Click here to learn about third-party website links instead of buying fertilizers full of chemicals and pesticides. There are tons of spendy contraptions to help you compost, but it doesn't have to cost anything. Even just a pile of grass clippings, dead leaves and kitchen scraps will turn into compost. Or if you can't make your own compost, see if your city offers free compost (Sioux Falls does).
  • Water your plants with rainwater run-off. I am super intrigued by the idea of using a rain barrel. This is a great way to save on your water bill. Some of my favorite bloggers Click here to learn about third-party website links recently made their own rain barrelClick here to learn about third-party website links (Come to think of it, they've also been compostingClick here to learn about third-party website links)
  • If you don't have a backyard or a balcony for a garden, see if there is any space available in a community garden.

As I dive into greener gardening, I'll be sure to keep you updated. Once my green garden is flourishing, perhaps I'll have to add a statue of the Marble Faun (props to those of you who got that Grey Gardens Click here to learn about third-party website links reference!).

College students are well-known for their frugal habits. Ramen noodles Click here to learn about third-party website links, anyone?

But in a recession, everyone can take a page from college students, who know how to have fun on the cheap.

I'm taking a page myself. After four months of making double mortgage payments (and no offer in sight on my old house), I've had to adjust my own spending habits. Things that seemed essential in better financial times — like my HBO Click here to learn about third-party website links subscription — suddenly find themselves on the chopping block.

I'm usually the only thirty-something standing in line behind the college students for $1 DVDs! But giving up Flight of the Conchords Click here to learn about third-party website links doesn't mean I have to give up entertainment altogether. I recently discovered Redbox Click here to learn about third-party website links $1 DVD rentals at my local grocery store. A buck plus tax will get you the latest new release for an evening, provided you return it the next day. You can return the DVD to any Redbox location — it doesn't have to be the same one you rented from — and you can reserve DVDs online ahead of time, too. Plus, since you're already at the grocery store, you don't have to make an extra trip!

Sure, Redbox isn't the only service of its kind out there. My best friend Charlie swears by Netflix Click here to learn about third-party website links because he doesn't even have to get out of his pajamas to watch movies — the DVDs are delivered to his door or he can watch them instantly on his laptop. The selection is greater, too. But that requires a longer-term commitment, not to mention more than just one dollar.

In this economy, are you changing your entertainment habits in any way?

By the way, I'm drawing the line at ramen noodles. I ate far too many of them in college!

Are you a coupon clipper? Generally, I'm not a huge coupon clipper. The savings are nice, but rarely do I find coupons for the items I buy regularly. So inevitably, I'd actually be spending more on items I didn't really need. This is one of the big tips for clipping coupons Click here to learn about third-party website links — don't buy something just because you have a coupon, make sure you'll use it.

All this Coupon Queen is missing is her crown!However, I might find myself using more coupons over the next year. I purchased a coupon book for the Sioux Falls Click here to learn about third-party website links area — the Big Soo Coupon Book. I love this idea. This book is full of coupons from local merchants with savings ranging from dollars to hundreds of dollars.

This Sunday, the youth group at my church was selling the books as a fundraiser for $35 a pop. For each book sold, they got $10 — almost 30% of the cost. Good for them and good for me. Plus, I'll make that money back in savings.

A lot of the merchants are places I patronize anyway. So now when Staci and I head to the pizza place for their lunch buffet, I can use a buy one get one free coupon (provided Staci is willing to be the "buy one"). Or the next time I fill up with gas I'll clean my dirty car with a free car wash coupon.

Even though the coupons were something I had to purchase, I'm still really excited about the savings to come!

Is there something similar in the city where you live?And if you have coupon clipping advice, please share the savings tips!

Do you eat breakfast?

I normally don't...well, I guess I get my soy chai latte Click here to learn about third-party website links. But on the weekends, I love to eat breakfast...or should I say I love eating out for breakfast!

So last Sunday, I packed my family in the car. All of us were excited to have French toast, crab hollandaise Click here to learn about third-party website links, savory crepes, and Mickey Mouse-shaped pancakes at our favorite breakfast destination. When we arrived, however, we were devastated to see a "Thank you for your business" sign posted at the entrance. Our beloved Crepevine had closed down! We took our grumbling tummies back home and complained while we ate cold cereal and milk.

Unfortunately, I'm noticing a lot more businesses closing around town...not just restaurants but furniture stores, specialty boutiques, pet shops, tea bars, etc. I guess it's a sign of the times. It makes me think about what I should be doing to prepare myself for a financial "rainy day." Of course the obvious (but not so fun) thing to do is to cut back on expenses.

Comfort food Click here to learn about third-party website links is my vice...but I guess I could make breakfast instead of going out. Maybe I could have that $3 latte a couple of times a week instead of everyday. And do I really need that glass of wine with dinner? Wait, let's not get carried away!

In these economic times, it doesn't hurt to be a little more disciplined. I mentioned in an earlier post that I was thinking of going back to Australia to visit. Well, that's an expense I've decided to do at a better time...maybe when the exchange rate for the dollar is more favorable.

How has the current economy affected your lifestyle?

One adjustment students need to make at this time of year is mastering a food budget. When you're living on campus with a meal plan, food might not cross your mind. But when you're on your own completing a summer internship—or if you've graduated and are starting out in the working world—food costs can add up quick if you don't get a handle on them.

One of my favorite personal finance bloggers, Madame X at My Open Wallet Click here to learn about third-party website links, has a collection of inexpensive recipes from other PF bloggers Click here to learn about third-party website links: pretty cheap and still tasty. A winning combination for those on a budget!

UPDATE (June 28, 2007): I was checking out some other PF blogs and found that English Major Click here to learn about third-party website links did a frugal food series Click here to learn about third-party website links. Very good stuff there, too.

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