OK, we all know about how we're supposed to be ready for The Big One—tremor, twister, tsunami—those awful events that put a cow on the roof. Blogs like this one wag our fingers and exhort you to buy more creamed corn and cases of bottled water.
So you do, right? Good.
But what about the mess behind the scenes? It's a shambles in what used to be your living room, but the same disaster happened to buildings downtown, too. Banks, insurance offices, the donut shop—as deep in the muck as your place. Here's where it helps to be as prepared financially as you are physically 
and emotionally.
Wells Fargo has put together a pamphlet(pdf) that helps outline the things you have to do (and anticipate) to make sure your wallet is as easily replaced as your water heater.
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